Insurance

Marsh are the appointed insurance broker to GTAV and as a member you can benefit from a wide range of insurance products.
Marsh along with GTAV have developed tailor made insurance solutions to suit your needs and a major benefit is that we have worked along side other GTO’s & RTO’s to create specific products.
GTAV Members will benefit from rate reductions of between 10% and 25% on their annual insurance premiums.
Combined Legal Liability Program
Marsh along with QBE have developed a product for the Employment Service Sector that extends to cover GTA’s, GTO’s, RTO’s and Labour Hire Companies.
This single policy covers:
- Public & Products Liability.
- Directors & Officers Insurance.
- Professional Indemnity Insurance.
- Crime Cover (Employee Embezzlement / Fidelity).
- Employment Practices Liability (EPL).
The Marsh policy also extends to cover sub contractors of the company.
There is also a clause which covers any Workcover Recovery Claims made against your Organisation.
Property Insurance
Marsh have a property insurance cover which provides many benefits over and above the standard policy wordings. Our Program has no co-insurance clause.
This policy covers:
- Fire
- Theft
- Burglary
- Money
- Glass, and more.
Workers Compensation Strategies
The Workforce Strategies division at Marsh are a team of specialised consultants that focus upon solutions to our clients workers compensation and health and safety challenges.
Motor Vehicle
GTAV via Marsh have set up a Motor Fleet Policy to cover vehicles at a competitive rate. The program automatically includes the following feature benefits to you:
- Free Hire car for 30 days irrespective of fault.
- Nil Excess on Windscreen Claims.
- Choice of Repairer.
- Covers personal contents in the vehicle.
- Non-owned Vehicles.
- No Fault Deductible - You will not have to pay an Excess if you can identify the third party who was at fault in causing the claim.
- Automatic Additions - The policy will cover automatic additions of vehicles valued at up to $250,000.
Motor Vehicle Insurance Brochure |
Personal Accident and Illness Scheme
The personal accident & illness scheme is tailored to apprentices and trainees of group training organisations.
This policy provides benefits that are often higher than other leading income protection schemes. ATC Insurance Solutions can deliver a product and service that is superior to other providers.
Some of the key benefits of this policy include:
- 100% of weekly income resulting from accident or illness (subject to the applicable maximum weekly rate)
- TAC & Workcover top up benefits payable
- Death of a covered person as a result of injury at any time - $50,000 (Except work related or where a TAC claim is payable)
- Death of a covered person at work - $75,000
- Total and permanent disablement as a result of injury at any time - $75,000 (Except work related TPD)
- Lump sum payments in relation to broken bones, burns, loss of sight & hearing
- Cover for amateur and extreme sports
- Capital benefits payable for dental damage (injury only)
- Return to work assistance - $10,000
- Rehabilitation assistance - $10,000
- Funeral expenses - $7,000 per person
Cover is only $12.00/week per apprentice.
Personal and Accident Insurance Brochure |
Personal Accident Insurance Policy Wording |
For further information on the insurance services please contact the GTAV Office on 03 9639 3955.




